Money Makes Change Hub
Pensions
Concerned about where your pension is invested?

Our pension contributions add up to trillions of pounds in global pension funds.
As Christians we are called to seek justice (Isaiah 1:17) and pursue peace (Psalm 34:14). Is your pension shaping a more just and peaceful world?
Our pensions are a tool we can use to shape a better world. Do you know what your pension is doing? Does your pension align with your values?
Your pension is more than just a promise of future security. The companies you are invested in have a direct impact on people and planet.
Our pensions have the power to change society today and ensure a fairer, greener future for everyone.
Read on to find out how you can take action with your pension.
Understand your pension

Our pensions are powerful. When they are invested responsibly they can change the world for the better. Get started by reading this short article about ethical pensions.
If you haven’t chosen an ethical fund your pension might be invested in sectors that cause harm like tobacco, fossil fuels and arms companies.
Find out how your pension is invested. Take a look at your fund brochure or explore your pension provider’s website. If your provider offers an ‘ethical’ fund, find out what criteria is used. What is excluded or included?
ShareAction has some great resources to help you understand your pension. Don’t be afraid to engage with your pension. Contact your pension provider about the issues you are concerned about.
Take action for better pensions

Our pensions system is fuelling the climate crisis by investing billions in fossil fuels. But this money could instead be funding our transition to a greener, fairer future.
The UK Government is carrying out the biggest review of the pensions system in a generation. This is a once-in-a-lifetime opportunity to push them to change our pensions for the better.
Join us in calling for the UK pensions system to move money away from fossil fuels and harmful industries, and invest in ways that enable people and planet to flourish.
Resources and links

Our small group resource is designed to spark conversations about money, faith and justice – and it includes a section on pensions!
Looking for a more ethical pension fund or provider? Here are some helpful resources to help you explore your options.
We are working with Student Christian Movement on an introductory resource about ethical pensions aimed at students and young adults. (Coming soon)
Please note: JustMoney Movement does not provide financial advice. Please read our Disclaimer.
Reflect & Pray
Our pensions can play an important role in protecting God’s creation. Take some time to explore the resources on this page and then pray about your response.
Eternal God, may the decisions I make with my pension
be rooted in love and justice.
Help me engage with my pension provider
and call for money to be used
to shape a fairer, greener world.
Amen
Money Makes Change Stories

After becoming a Christian environmental campaigner, I felt uncomfortable about my money being invested in companies that care little for people, wildlife or planet. – Eliza
Have you recently switched to an ethical fund or engaged with your pension provider? Get in touch and share your #MoneyMakesChange story.
Latest Posts on Pensions
-

Money Talks with Ann Pettifor
RESCHEDULED FROM 6 MAY. Join us for an evening with Ann Pettifor, who will talk about her new book The Global Casino, and unpack how the unregulated nature of our global financial system shapes our lives and our planet.
-

Pensions in Parliament: an update
Rosie Venner, our Director of Movement Building, gives a quick overview of the Pension Schemes Bill, and why it matters for all of us.
-

JustMoney Movement joins call for pension funds to take climate action
As delegates gather at the World Pension Summit in The Hague this week, JustMoney Movement is calling on pension trustees to address climate risk and prevent drastic economic collapse. We’ve signed an open letter to staff and trustees of pension funds asking them to take urgent action to safeguard the climate and peoples’ pensions.